Step 1: Validate a Service-Connected Mental Health Diagnosis

To apply for SSDI, veterans should:

• Document diagnoses like PTSD, anxiety, depression, or other mental health disorders related to military service.
• Show symptoms interfere with daily functioning and employment capabilities.
• Provide treatment records from qualified mental health professionals.

Step 2: Meet the Social Security Administration’s Duration Requirement

Conditions must be:

• Expected to persist for 12 months or longer, or meet SSA’s criteria for permanent disability.
• Supported by comprehensive medical evidence documenting severity over time.
• Include evaluations addressing functional limitations from mental illness.

Step 3: Fulfill Work Credits Eligibility

Veterans need:

• Sufficient Social Security work credits, earned through employment and Social Security tax payments.
• Requirements vary depending on the age at disability onset.
• Typically, veterans require about 20 credits within the last 10 years before their mental health worsened.

Step 4: SSA’s Evaluation Process

The SSA will:

• Review medical records and clinician statements to verify the disabling nature of the condition.
• Assess the veteran’s residual functional capacity to work in any capacity.
• Determine if the condition prevents sustaining gainful employment.

Common Application Challenges

Veterans should be cautious of:

• Lack of thorough medical documentation from mental health specialists.
• Conditions that are untreated or show mild symptoms that do not interfere significantly with work.
• Failure to complete required SSA medical exams or interviews.
• Insufficient work history to qualify.